美國兩家大銀行最新發(fā)布的季報顯示，得益于住房市場(chǎng)回暖帶動(dòng)信貸質(zhì)量改善，利潤增長(cháng)好于預期，但兩家銀行高管都預計業(yè)績(jì)高增長(cháng)將在政策福利效應減弱中結束，摩根大通已經(jīng)通過(guò)減少員工薪酬來(lái)應付經(jīng)營(yíng)下降風(fēng)險。
The bank has cut compensation per employee at its investment bank by 6.9% so far this year，roughly matching a decline of 7% in revenue for the business through the first nine months of the year.
今年迄今，摩根大通銀行已經(jīng)將其投資銀行部門(mén)雇員的平均薪酬下調了6.9%，此舉可抵該銀行投資銀行部門(mén)今年前9個(gè)月7%的營(yíng)收下滑。(《華爾街日報》)
The largest U.S. bank by assets has allocated $7 billion in compensation for the unit year to date，down 9% from a year earlier. On average，J.P.Morgan has earmarked $269，703 in compensation per investment banking employee so far in 2012，down from $289，611，a year ago.
這家美國資產(chǎn)規模最大的銀行今年迄今共撥備了70億美元用于支付雇員薪酬，較上年同期的77億美元下降9%。平均來(lái)說(shuō)，2012年迄今，摩根大通為每個(gè)投資銀行部門(mén)雇員撥備的薪酬為26.9703萬(wàn)美元，低于上年同期的28.9611萬(wàn)美元。(《華爾街日報》)
Earlier this week，New York State Comptroller Thomas DiNapoli projected that the securities industry‘s cash bonus pool would fall for the second straight year.
本周早些時(shí)候，紐約總審計長(cháng)迪拿波里預期證券行業(yè)的現金紅利池將可能連續第二年下降。他表示，包括紅利在內，紐約州證券行業(yè)雇員在2011年獲得的平均薪酬為36.2950萬(wàn)美元，該數據較上年仍增長(cháng)0.5%，這是紐約地區主要行業(yè)雇員的最高平均薪酬。(MarketWatch)
Wells Fargo & Co.’s (WFC) third-quarter profit jumped 22% as the nation‘s fourth-largest bank by assets saw revenue and mortgage income pop，while credit strengthened.
美國第四大銀行富國銀行發(fā)布的財報顯示，得益于營(yíng)收與抵押貸款收入的大幅增長(cháng)，以及信貸質(zhì)量的持續改善，其第三季凈盈利增長(cháng)22%。但富國銀行同時(shí)表示，目前的經(jīng)濟和低利率環(huán)境仍然對銀行業(yè)的盈利前景構成挑戰。(道瓊斯)
“Underlying credit quality continued to show improvement in the third quarter，as the overall financial condition of businesses and consumers strengthened，the housing market in many areas of the nation improved，and we continued to work to reduce problem assets and make new，high quality loans，”Chief Risk Officer Mike Loughlin said.
該行(富國)首席風(fēng)險官麥克-洛克林表示：“隨著(zhù)企業(yè)和消費者整體財務(wù)狀況的加強，以及多個(gè)地區住宅市場(chǎng)的改善，我們的信貸質(zhì)量持續顯示出改善跡象。我們將繼續努力削減問(wèn)題資產(chǎn)，并發(fā)放新的高質(zhì)量貸款�！�(道瓊斯）