美聯(lián)儲將于本周考慮一份提議草案，擬針對在美國展開(kāi)大型業(yè)務(wù)的外國銀行推出更嚴苛的新規。
The Federal Reserve’s top regulation official on Wednesday called for broad new liquidity and capital rules for the U.S. operations of large foreign banks，that would align them with those for American banks and protect the still vulnerable financial system.
12月5日，美聯(lián)儲高級官員表示，要對在美運營(yíng)的大型外資銀行制定新的流動(dòng)性和資本要求方面的規則，使其與美國銀行的規則相一致，以保護仍然很脆弱的金融體系。(路透社)
In late 2008-in response to the financial crisis that began in the United States but spread globally-the Fed extended hundreds of billions of dollars in emergency loans to support the U.S. units of European banks that were shaken by the deep turmoil. That stoked anger at banks，leading in part to the 2010 Dodd-Frank financial reform legislation.
2008年下半年，為了應對始于美國的金融危機，美聯(lián)儲以緊急貸款的形式向歐洲銀行在美分支注入大量資金。這引起銀行的憤怒，在一定程度上促成了Dodd-Frank法案的改革。(路透社)
The 2010 Dodd-Frank law mandates that the Fed impose stricter capital，liquidity and other rules on large banks， including foreign banks with a significant U.S. presence. The Fed put out a draft regulation for U.S. banks last year but up until now hasn’t unveiled its plans for foreign banks.
2010年的Dodd-Frank法案對大型銀行制定了更為嚴格的資本、流動(dòng)性及其他方面的規則，其中也包含了在美國有大量業(yè)務(wù)的外資銀行。去年，美聯(lián)儲對美國銀行起草了一份監管方案，但迄今為止沒(méi)有公布針對外資銀行的規則。(華爾街日報)
Fed governor Daniel Tarullo，the central bank’s point man on banking regulation，said in a speech Nov. 29 that the Fed will require foreign banks with large U.S. operations to house their U.S. arms in a bank holding company structure to ensure that the foreign banks meet the same capital requirements as their U.S. competitors.
美聯(lián)儲官員丹尼爾·塔魯洛是負責銀行規則的官員，他在11月29日曾表示，美聯(lián)儲將要求在美國有較多業(yè)務(wù)的外資銀行以銀行持股公司的結構來(lái)設置其美國分支，以確保這些外資銀行和其美國競爭者面對同樣的要求。(華爾街日報)
Banks have relied increasingly on shorter-term funding and riskier trading over the last decade，Tarullo added，arguing that U.S. regulators cannot be“completely reassured” by the capital levels of foreign banks.
塔魯洛說(shuō)，在過(guò)去10年中，銀行越來(lái)越依賴(lài)短期融資以及風(fēng)險更大的交易，美國監管者無(wú)法對外資銀行的資本水平完全放心。(路透社)
Mr. Tarullo also indicated the foreign bank rule will contain many of the same elements that the rule for U.S. banks did，including“stress testing”requirements and limits on the exposure to other banks.
塔魯洛先生還指出，外資銀行的規則將包括許多和美國銀行規則相似的內容，包括壓力測試以及對其他銀行敞口的上限。(路透社)
Tarullo characterized his plan as“a middle course”that would，effectively，let U.S. regulators stop relying on foreign oversight of banks doing big business in the United States.
“By imposing a more standardized regulatory structure on the U.S. operations of foreign banks，we can ensure that enhanced prudential standards are applied consistently across foreign banks and in comparable ways between U.S. banking organizations and foreign banking organizations，”Tarullo told a Yale School of Management forum.
塔魯洛所謂“中庸之道”的計劃將使美國的監管者能擺脫對在美國業(yè)務(wù)較多的外資銀行的失察。塔魯洛在耶魯大學(xué)管理論壇上表示，通過(guò)對美國外資銀行更為標準化的管理結構，我們能確保改善了的謹慎的標準在外資銀行中能保持一致性，并且在美國銀行管理和外資銀行管理方面具有可比性。(路透社)
The change will affect foreign banks that had changed their structures—or were contemplating such changes—in order to duck higher capital requirements imposed by Dodd-Frank. Germany’s Deutsche Bank and the U.K.’s Barclays PLC both undertook corporate restructurings in order to avoid having to pump in billions of dollars into their American arms.
這一要求將影響到那些為了規避Dodd-Frank法案而改變了其結構或正試圖改變結構的外資銀行。德意志銀行和英國巴克萊銀行為了避免對其美國分支注入大量資金就進(jìn)行了企業(yè)重組。(華爾街日報)
Earlier this month，the Fed said it would delay the so-called Basel III capital standards beyond a January 1，2013，deadline. That caused ripples globally，prompting some to worry that banks’intensive lobbying efforts succeeded in watering down and delaying post-crisis reforms.
本月早些時(shí)候，美聯(lián)儲表示，巴塞爾III將無(wú)法在2013年1月1日實(shí)施。這在全球范圍內引起反響，一些人開(kāi)始擔憂(yōu)密集游說(shuō)獲得了成功。(路透社)
美聯(lián)儲將于12月14日召開(kāi)會(huì )議研究外資銀行新規則。